Personal Finances

“The relationship between bank and client is more than just on paper…”

Planning for the security of your financial future is no cakewalk. Richard and Phyllis Teifel know this, and they trust Vantage Point Bank to keep their future secure. The Teifels were first introduced to VPB by their investment broker, Bret. His personal style of no pressure consulting, sound financial advice, and personal attention is a direct parallel to the foundational qualities of VPB, and it’s why the Teifels keep their finances with Vantage Point Bank.

The relationship between bank and client is more than just on paper at Vantage Point Bank. When the Teifels went through a personal challenge, Bret was quite literally at their doorstep to help them through an emotional, unfamiliar financial event and lead them soundly to the other side.

The Teifels have entrusted Vantage Point with their future through 401k, 403B, and long term retirement planning. They also recently obtained a mortgage through Vantage Point, a testament to their enduring faith in the security and stability of the bank. For the Teifels, and all the clients who bank with VPB, we never hesitate to pick up the phone to work with you and your unique financial needs. We’re here — for you.

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.